These are a few of the many secrets to be on your way to become or close to being a millionaire.

The first thing is to fix your credit if it needs fixing. The first steps in repairing your credit you can do yourself. No need to higher someone to do the same thing you can do on your own. That is unless you don’t have the time. All this consists of is gathering all the collection letters from all the companies you owe.  Put them in a folder or box  seperate from other paper work.Then grab the most inexpensive bill and  call the collection agency work on paying it off first. The companies will settle for a smaller amount or  the original amount if you want to pay it in full. Go to freecredit report.com get a copy of your own credit report.  Make sure that evreything that is on your credit you put on there your self.If you detect any fraud report it to local police department keep copies and keep in a safe place. Report fraud to the f.t.c (fedaral trade commision).Request all three  credit reports equifax,transunion and check systems . Keep in mind that some companies will make payment arrangements for you if needed explain how much you recive a month and see what you can work out. The companies will take payments.It looks better on your credit to be paying on a bill than to not attempt to pay at all. Your credit is sometimes better than having cash. Then it would be good to  learn how to save the money that you have comming in already.Put 1 set amount of your earnings away each month. Putting away I mean by this you know if having cash in your hand doesn’t work go to the post office and put the money in a money order.The money order is good for 6 months.They close around the same time as the bank and not a lot of time is spent oppening an account.I suggest that you recondition your mind to think like a millionaire . By reading this amazing book that was on Oprah’s show a while ago.I just took it back to the library the title I think is called how to think like a millionaire it helped me so very much. Read my other articles how to save money part 1 and 2 to learn how to lower food and house hold bills also live on a budget.You can also read my other articles on how to make money on line to gain some extra income. Get familiar with twitter and you tube to draw your self an audiance for the on line income. Then play the lottery it’s simple play numbers that you see often or that pertain to you like your phone number or adress number. I would get away from people who think negative because they will not help you while trying to recondition your thinking. Or just change the topic as soon as you hear the negative talk comming.You can go to car auctions by some cars for a small amount then resale for an extra couple of hundred. Profit is key.By things with cash or pay your credit card bills before they are due or on  time avoid late charges. Keep saving and you will be there shortly.Come pay me a visit and tell me how this worked out for you.

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